David Townsend and his wife Kathy reside in the Seattle area of Washington State in a suburb called Federal Way. They have 4 grown children along with three granddaughters and one grandson. David has been in the insurance business for over 30 years specializing in safe money retirement options and no risk solutions. Over the years David has helped hundreds of clients across the country protect, preserve and to grow their retirement assets and not one of those clients have ever lost a penny from market downturns.